About half of U.Due south. adults (52%) lived in middle-income households in 2018, co-ordinate to a new Pew Inquiry Middle analysis of government data. Roughly three-in-x (29%) were in lower-income households and 19% were in upper-income households.

Our reckoner below, updated with 2018 information, lets you find out which group you are in – starting time compared with other adults in your metropolitan area and among American adults overall, and so compared with other adults in the United States similar to you in education, age, race or ethnicity, and marital status.

Our latest analysis shows that the share of adults who live in middle-income households varies widely across the 260 metropolitan areas examined, from 39% in Las Cruces, New Mexico, to 67% in Ogden-Clearfield, Utah. The share of adults who live in lower-income households ranges from 16% in Ogden-Clearfield to 49% in Las Cruces. The estimated share living in upper-income households is greatest in San Jose-Sunnyvale-Santa Clara, California (34%) and the smallest in El Centro, California (7%).

Lower-income adults, already under significant financial pressure level, accept been especially vulnerable to the economic fallout from the COVID-19 outbreak in 2020, according to a Pew Research Center survey conducted April 29-May five, 2020. The survey found that 36% of lower-income adults and 28% of middle-income adults said they had lost a task or taken a pay cutting due to the coronavirus outbreak, compared with 22% of upper-income adults. In a Centre survey conducted in Apr 2020, only 23% of lower-income adults said they had rainy day funds that could last three months, compared with 48% of middle-income adults and 75% of upper-income adults.

Pew Research Center designed this computer as a way for users to see, based on the Middle's analysis, where they announced in the distribution of U.Southward. adults by income tier, as well as how they compare with others in their own demographic profile.

In our analysis, "centre-income" Americans are adults whose annual household income is two-thirds to double the national median, after incomes have been adapted for household size. Lower-income households have incomes lower than two-thirds of the median, and upper-income households have incomes that are more than double the median.

In 2018, the national middle-income range was nearly $48,500 to $145,500 annually for a household of 3. Lower-income households had incomes less than $48,500 and upper-income households had incomes greater than $145,500 (incomes in 2018 dollars).

These income ranges vary with the cost of living in metropolitan areas and with household size. A household in a metropolitan area with a higher-than-average price of living or one with four or more people needs more than $48,500 to be included in the middle-income tier. Households in less expensive areas or with less than three people need less than $48,500 to be considered middle income. Additional details on the methodology are available in our earlier analyses.

How the income estimator works

The calculator takes your household income and adjusts it for the size of your household. The income is revised upwardly for households that are below average in size and downward for those of higher up average size. This manner, each household's income is fabricated equivalent to the income of a three-person household (the whole number nearest to the average size of a U.S. household, which was 2.five in 2018).

Pew Research Center does not store or share any of the information you enter.

Your size-adapted household income and the cost of living in your surface area are the factors we utilise to make up one's mind your income tier. Middle-income households – those with an income that is two-thirds to double the U.S. median household income – had incomes ranging from about $48,500 to $145,500 in 2018. Lower-income households had incomes less than $48,500 and upper-income households had incomes greater than $145,500 (all figures computed for 3-person households, adjusted for the cost of living in a metropolitan surface area, and expressed in 2018 dollars).

The post-obit example illustrates how cost-of-living adjustment for a given area was calculated: Jackson, Tennessee, is a relatively inexpensive surface area, with a price level in 2018 that was 19.0% less than the national boilerplate. The San Francisco-Oakland-Hayward metropolitan area in California is one of the most expensive areas, with a price level that was 31.6% higher than the national average. Thus, to stride over the national eye-class threshold of $48,500, a household in Jackson needs an income of only about $39,300, or 19.0% less than the national standard. Only a household in the San Francisco area needs a reported income of about $63,800, or 31.6% more than the U.South. norm, to join the heart class.

The income calculator encompasses 260 of some 384 metropolitan areas in the U.S., equally divers by the Part of Direction and Budget. If you alive in an area outside of one of these 260 areas, the calculator reports the estimates for your land.

The 2nd part of our reckoner asks you lot more than questions about your didactics, age, race or ethnicity, and marital status. This allows you to see how other adults who are similar to you demographically are distributed across lower-, middle- and upper-income tiers in the U.S. overall. It does not recompute your economic tier.

Note: This post and interactive calculator were originally published December. 9, 2015, and take been updated to reflect the Heart's new assay.

Jesse Bennett is a former inquiry annotator focusing on social and demographic trends research at Pew Research Center.

Richard Fry is a senior researcher focusing on economics and education at Pew Inquiry Center.